Unlike a standard life insurance policy that provides financial security to your family in the event of your death, an Asset-Based Long-Term Care policy allows you to cover any care home or nursing costs you may have in the meantime as well.
With increasing numbers of people having to sell their assets to meet care home and nursing bills, our asset-based care policies help you protect the wealth you’ve built.
If you remain healthy and don’t need any care — and let’s hope you do — the entire value of your policy is then paid out to your loved ones after your death.